View all text of Subpart B [§ 81.11 - § 81.22]
§ 81.18 - Affordability—Income level definitions—family size not known (actual or prospective tenants).
In determining whether a rental unit is affordable to very-low, low-, or moderate-income families where family size is not known to the GSE, income will be adjusted using unit size, and affordability determined as follows:
(a) For moderate-income, the income of prospective tenants shall not exceed the following percentages of area median income with adjustments, depending on unit size:
| Unit size | Percentage of area median income | Efficiency | 70 | 1 bedroom | 75 | 2 bedrooms | 90 | 3 bedrooms or more | (*) |
|---|
*104% plus (12% multiplied by the number of bedrooms in excess of 3).
(b) For low-income, income of prospective tenants shall not exceed the following percentages of area median income with adjustments, depending on unit size:
| Unit size | Percentage of area median income | Efficiency | 56 | 1 bedroom | 60 | 2 bedrooms | 72 | 3 bedrooms or more | (*) |
|---|
*83.2% plus (9.6% multiplied by the number of bedrooms in excess of 3).
(c) For very-low-income, income of prospective tenants shall not exceed the following percentages of area median income with adjustments, depending on unit size:
| Unit size | Percentage of area median income | Efficiency | 42 | 1 bedroom | 45 | 2 bedrooms | 54 | 3 bedrooms or more | (*) |
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*62.4% plus (7.2% multiplied by the number of bedrooms in excess of 3).
(d) For especially-low-income, income of prospective tenants shall not exceed the following percentages of area median income with adjustments, depending on unit size:
| Unit size | Percentage of area median income | Efficiency | 35 | 1 bedroom | 37.5 | 2 bedrooms | 45 | 3 bedrooms or more | (*) |
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* 52% plus (6.0% multiplied by the number of bedrooms in excess of 3).